CNN and Insurance

Ok, so I'm watching the CNN and they're talking about how these people lost their homes to floods and such buuut their homes weren't insured for flood damage. Everyone's acting like the insurance company is the bad guy here.

Maybe I'm a heartless capitalist on the level of Dick Cheney (there's no "maybe" about it), but isn't it, you know, on the head of the consumer to make sure they're buying what they want? All one has to do is ask, "Excuse me, does this policy cover flood damage?"

Easy as that.

Now mind you, for the majourity of my childhood, we did not have insurance against flood damage because our house was about a thousand feet above sea level and around seven-hundred feet above the level of the lake. My folks sort of figure that if water was getting to our house, flood-wise, losing our shit was the least of our concern, as we'd be more worried about some old Jewish dude making fun of us from his boat full of animals.


As a footnote, I want Reena Ninan's sex.